Solutions
The system of record for the way your product moves money
Five use cases, one ledger core. Each starts from the same guarantees: exact integer amounts, safe retries, durable holds, verifiable history and limits the server enforces.
Use cases
One ledger core for the money flows fintechs actually run
Wallets, payouts, marketplaces and metered billing share the same hard problems: exact amounts, safe retries, holds and an audit trail. AI agents add one more: limits the caller can't talk its way around.
Wallets and stored value
Customer and merchant balances that stay exact under retries, holds and refunds.
BalancesReferencesInflight holdsRefundsPayouts and disbursements
Reserve funds before the rail confirms, settle exactly what was paid, release the rest.
Inflight holdsPartial commitApprovalsSigned webhooksMarketplaces
Split each order between sellers, fees and your platform, conserving every unit.
Split transfersFund lineageReconciliationRefundsUsage-based billing
Meter usage in exact units, even when the price is a fraction of a cent.
Custom precisionBulk transfersReferencesPreviewsAI agents
Spending limits, shared budgets and independent approvals that the server enforces.
Spending policiesShared budgetsApproval holdsMCP
Put a provable ledger under your money movement
Start with the open-source core, or let the LedgerForge team run it for you on dedicated infrastructure.